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There isn’t a day that goes by at the moment when we are not hearing about the cost of living challenge. With winter well and truly here,...
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Cost of living challenges are having a fundamental impact on many households across the UK. With inflation at 11.1%
Introduction The FCA’s rules on Consumer Duty were finalised in July 2022. The impact of the Consumer Duty on FS firms is unprecedented,...
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Introduction Following on from our blog in relation to lenders assessing affordability in the mortgage market, this blog explores the...
The Mortgage Market Review (MMR) implemented in April 2014 marked the biggest regulatory change within the mortgage market following the...
In the first of a series of blogs on mortgage distribution, we explore some of the key observations on the mortgage advice journey...
IntroductionThe UK’s widely reported “cost-of-living" crisis is likely to provide further disruption in the retail lending market when...
From 29 July 2022, the Financial Conduct Authority (“FCA”) will begin regulating the pre-paid funeral plan sector, at which point firms...