Introduction The FCA’s rules on Consumer Duty were finalised in July 2022. The impact of the Consumer Duty on FS firms is unprecedented,...
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Introduction Following on from our blog in relation to lenders assessing affordability in the mortgage market, this blog explores the...
The Mortgage Market Review (MMR) implemented in April 2014 marked the biggest regulatory change within the mortgage market following the...
In the first of a series of blogs on mortgage distribution, we explore some of the key observations on the mortgage advice journey...
This blog was published on 16 May 2022. At a glance: The FCA’s proposals for the new Consumer Duty (“the Duty”) are far reaching and...
IntroductionThe UK’s widely reported “cost-of-living" crisis is likely to provide further disruption in the retail lending market when...
At a glance This blog discusses how the FCA’s proposed Consumer Duty will affect non-bank payment services providers (PSPs; payment...
This blog was published on 09 December 2021. At a glance: The FCA promised a paradigm shifting set of proposals and it has delivered on...