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The Financial Conduct Authority has published its final rules for its new Consumer Duty. The Duty raises the standards of consumer...
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At a glance The final rules will need to be implemented by the end of July 2023 giving firms three more months than previously...
At a Glance The Financial Conduct Authority (“FCA”) continues to place strong focus on ensuring products and services are delivering fair...
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Introduction Following on from our blog in relation to lenders assessing affordability in the mortgage market, this blog explores the...
The Mortgage Market Review (MMR) implemented in April 2014 marked the biggest regulatory change within the mortgage market following the...
In the first of a series of blogs on mortgage distribution, we explore some of the key observations on the mortgage advice journey...
This blog was published on 16 May 2022. At a glance: The FCA’s proposals for the new Consumer Duty (“the Duty”) are far reaching and...
IntroductionThe UK’s widely reported “cost-of-living" crisis is likely to provide further disruption in the retail lending market when...