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This blog is the story of two charts—both with far-reaching implications for the future of finance services. You may have seen the first...
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The number of models being developed and used in financial institutions continues to rise and firms are becoming increasingly reliant on...
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As the credit cycle turns and credit risk managers prepare for the impact of significant macro-economic challenges, there is another...
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Introduction The 1st of January 2022 marked the deadline for UK banks to be compliant with the European Banking Authority (EBA) roadmap...
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The short answer is yes and no. Over the past decade, primarily driven by regulation and to some degree competition, banks made...
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None of us need reminding how tumultuous a year 2022 was. Just as we were emerging from a global pandemic, we entered a cost-of-living...
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Using the daily news to keep an eye on whether borrowers are experiencing challenges isn’t a new idea. Banks’ portfolio managers and...
Fire, water, earth and air.From ancient Greece to the Aztecs, many cultures believed the universe was built from just four elements......
Two years ago we noticed a resurgence in portfolio risk modelling and some new trends in the modelling practices being implemented, with...
Two years ago we noticed a resurgence in portfolio risk modelling and some new trends in the modelling practices being implemented, with...
In the first blog of this series on framing a financial institution’s climate risk appetite, we introduced five key challenges. In this...
Welcome to our series of blogs on Climate Risk Appetite, a topic receiving a great deal of attention from the office of the Chief Risk...